TransUnion Credit Reporting Complaint

TransUnion Credit reporting department,

Incorrect information on credit report Information is not mine Nebraska

I recently got my credit report which showed my credit scores. TransUnion and - have gone down - points. I have been trying desperately to reestablish credit since a medical bk and foreclosure as I know how important good credit is. I have over the past 3 yrs purchased a home & opened up credit cards, paying them off immediately. I recently refinanced my home & bought a new car. I shopped around & it is my understanding that I could shop around for 30 days & those inquiries which were for the same thing & done within 30 days of each would only count ONLY -. Apparently this is not happened according to -. I have several refi inquiries & also auto inquiries which I do not believe has been fed properly to - who is determining my credit score. I need to get this straightened out so that my score can improve. The credit reporting agencies say I can not dispute a Inquiry. They say I must contact the company on the report ; find out who made the inquiry ; contact them and either ask them to remove it if it were in error or if it


is - points and is adversely affecting my credit Note : 1 ) - pulled for - Mortgage -/-/- - -/-/- for refi within 30 days 2 ) - pulled for Full Access Mtg -/-/- & -/-/- within 30 days 3 ) - pulled for - - -/-/-, - - Store -/-/- for auto loan - - - - - - as well on -/-/- all within 30 days ; - Bank which is NOW - Bank had several different inquiries : - Bank had - - - - - - - - - - - on -/-/- which seems crazy to have it pulled twice on the same day!!! I just spoke to them They are writing a letter to credit bureaus to have them removed as they did NOT have my authorization to do so after checking their records. I am frustrated because I ca n't dispute these with credit reporting agencies, many of the companies I call do n't want to remove them ; I ca n't get help from - who is the - that report the scores ; and I ca n't get help from the reporting agencies who feed the info to - - YET my credit is getting damaged and there is no one to turn to. Please research this let me know how to best proceed and if in fact some of these can be deleted.