MidFirst Bank Mortgage Complaint

MidFirst Bank Mortgage department,

FHA mortgage Loan modification,collection,foreclosure Maryland

Do to wage loss- we fell behind and currently have a foreclosure date of -/-/-. Midland Mortgage has not been very helpful w/ providing assistance. In -/-/-, the rep said my only 2 options were 1 ) pay the balance in full or 2 ) get a short sale. Not until I called in -/-/- w/ a HUD Counselor that they considered another option of partial claim. After applying & weeks of waiting- now they have stopped processing because my income is insufficient for partial claim. It should not have taken 3 weeks to review my pay stubs to determine that .... before making me gather all my bills, etc. Also, in -/-/- they told me -/-/- was my last modification and I have to wait until -/-/- to apply for a new one. Technically, that would be -/-/-. Only today, they changed it to say 2 yrs from the recorded date which is unknown to them??? " You can re-apply in -/-/- and maybe we 'll be able to process it then '' she said- so uncaring. I have a foreclosure date of -/-/-. What if it was recorded 2 months later? My house will be gone by then? I 've had this home for almost 20 yrs. And do n't want to lose it. Although it takes 6 weeks on average to record a deed, the purchase date is always used because that 's when you became the owner, responsible, etc. Everything is settled at closing ... not when recorded.