Checking account Making/receiving payments, sending money
Bank of America Bank account or service department,
Checking account Making/receiving payments, sending money Massachusetts
Sometime after -/-/- but before -/-/- I paid my - store credit card bill. Unfortunately for me my payment was applied to another account. I had paid the bill using my mother 's Bank of America bank account. I tried multiple times to resolve the situation, to no avail. I was repeatedly told that they ( the - card company reps ) understood and would fix it, but nobody ever did. It was sent to collections and I again explained my situation. After many attempts to fix the situation I gave up. In hindsight this likely was n't a good idea but I was beyond frustrated. The account was opened in -/-/- and closed due to non payment in -/-/-. I received a call -/-/- that I was being taken to court over this debt. I have negotiated with the law office handling the case against me to have until the end of -/-/- to get the copy of the bank statement showing my payment. My mother closed the Ban of America account, perhaps in -/-/-. I spoke with BoA customer service and was told they could look up closed accounts, but could only look back a few years by
back 7 years. I called customer service again and was told by one person they could go back further if I ordered them. I was then told by another person that no they could not go back further, they could only look back 7 years, I want to know if there is ANY way possible to obtain bank account records from this account ( my mother was with me in the branch and on the phone, since it is her account ) from before -/-/-. If I can show the payment then I can prove I made it and not be held accountable. If I ca n't get the records from the bank I have no evidence to prove my payment and will either have to pay the original amount or have the court judgment go against me and owe hundreds more. I am so upset that I paid my bill and somehow am being punished. I really hope there is something that can be done to help prove my payment. Thank you!
Bank of America customer in Massachusetts
Mar 21, 2017
* Source: CFPB Complaint Database
Bank of America response to complaint:
Closed with explanation
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintWebsite | https://www.bankofamerica.com/ |
Phone | (704) 386-5681 |
Address | 100 N Tryon St Ste 220 Charlotte NC 28202 |
Bank of America | |
Bank of America |
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