U.S. Bancorp Credit Reporting Complaint

U.S. Bancorp Credit reporting department,

Credit reporting company's investigation Problem with statement of dispute Kentucky

My son and I are trying to purchase a home in -, - through US Bank. OUTSTANDING JUDGMENT During the loan approval process I was informed of an outstanding judgment of $1500.00 by - ( initiated on -/-/- ) in Maryland. I provided a copy of the check ( - ) in the amount of $3100.00 and the - certified receipt showing receipt of the check by - on -/-/-. The total amount included both mine and my ex-husband 's share total payment. My ex-husband refused to pay his share of the judgment, so I paid the entire amount. However, my portion of the judgment was not credited and the lien remains. I conjecture one of two things happened : ( 1 ) - never notified the State of MD of the payment or ( 2 ) The State of Maryland did not process my share of the payment to the claim against me. The loan is being denied until I can resolve the matter. I


REQUEST FOR FINANCIAL INFORMATION ON E-HUSBAND During the course of the application process, US Bank ( the loan originator ) has requested addition information about me and my financial situation. The last request required me to provide information on my ex-husband 's current financial situation. I have no information on his truck loan at -, his credit card purchases, his personal loans, etc. The divorce was final on -/-/-, property was divided, and neither I nor my ex-husband were responsible for each other 's debts or had access to each other 's assets. I fail to see the need for this information. My ex-husband is not involved in the home purchase ; the co-owner of the property is my son. My ex-husband has not provided funds for the earnest money, inspection, or any associated fees. He will not be responsible for the down payment, taxes, insurance, or monthly payments on the property. He will not be responsible for property maintenance. I see this requirement for financial information on my ex-husband as either obstruction to prevent loan closure or harassment. I increasingly believe my age ( I am - years old ) is behind a large part of this nonsense. My only other understanding of this latter request is incompetence on the part of the credit agency employed by US Bank.