U.S. Bancorp Mortgage Complaint

U.S. Bancorp Mortgage department,

FHA mortgage Loan servicing, payments, escrow account Florida

I took a mortgage through USBank home mortgage in -/-/2009 for $55000.00 on a home. and participated in the Florida first time home buyers program offered by the state of Florida. I received a $10000.00 down payment assistance through the Government ( 1st time home buyers assistance program ) this is only re-payable to the Government when I sell my home. I just checked my credit report and noticed my balance of $49000.00 I currently have with USBank home mortgage has increased by $10000.00 to $59000.00??? Also, this lowered my credit score, because the balance now owed increased by -. I have contacted and spoken with several USBank representatives, who at first said the issue would be fixed and my credit report would be adjusted accordingly. Now I was told that this money is part of my loan and USBank Is collecting it! I really do n't think this is legal??!! Especially since I am sure that there is no interest on the $10000.00 dollars the Government gave me for the first time home buyers assistance. And why now?? After 9 years of paying my mortgage on time without ever missing a payment or ever being late!!