Citibank Credit card department,
I applied in branch for the Citi - Card. I was informed by the banker that I would be eligible for the " in branch offer '' of - Thank You points and $350.00 annual fee, as opposed to the online offer of - Thank You points and $450.00 annual fee. For this reason, I decided to apply. Upon satisfying the sign up requirements, I noticed that my account was only credited - Thank You points and my annual fee ended up being $450.00 ( similar to the online offer ). Turns out that after a quick google search, that the in-branch offer was only available if you signed up for a checking account as well, however I was not informed this in branch. If I had known that this was the case, I would n't have applied for the card to begin with. I spoke to Citi a few months ago about my complaint, but they were unable to offer a compromise. I am still very upset about this and frankly I feel cheated - I only just found about CFPB and figured that I would document my story here so that others do n't make the same mistake that I did.
Citibank customer in Illinois
Feb 28, 2017
* Source: CFPB Complaint Database
Citibank response to complaint:
Closed with monetary relief
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintWebsite | http://online.citibank.com/ |
Phone | 800-870-1073 |
Address | 701 E 60th St N Sioux Falls ND 57104 |
Citibank | |
Citibank |
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