ERC Debt Collection Complaint

ERC Debt collection department,

Other (i.e. phone, health club, etc.) Communication tactics Threatened to take legal action New Jersey

I just check my credit report- As I do almost weekly- Apparently I have a - account opened in -/-/- under the married name for my ex-husband- Apparently this account went into collection in -/-/- I never received a statement from - or any collection- My credit report shows a balance of $180.00 from -. If either - or ERC in -, Florida- If they had send me a bill prior to my divorce in -/-/- I would address this issue and had my ex-husband paid this bill.