U.S. Bancorp Credit Card Complaint

U.S. Bancorp Credit card department,

Rewards California

- - - - - - -, - - -/-/- Consumer Financial Protection Bureau - - - - - - CC : US Bank Executive Office - - - -, - - - : CFPB Case Number - ( Archived ) CFPB Case Number - ( Disputed herein ) Illegal US Bank Business Practices Account numbers -, -, -, - To Whom it May Concern : I am writing to dispute the US Bank ( " the Bank '' ) response letter dated -/-/-. On -/-/- the Bank closed my credit card accounts and illegally seized my points without justification in violation of state law. 1. The proposed settlement of $480.00 represents a mere 50 % of the value of the seized Flexpoints, which are worth - cents per point when redeemed for travel.


contradict this claim and demonstrate the creditworthiness of the consumer at the time of closure. - Civil Code supersedes the language found in the cardholder adhesion contract. Thus, the unilateral closure of accounts and seizure of points is without justification. I respectfully demand the reinstatement of all credit card accounts and the associated reward points. I intend to assert my rights until all accounts are restored or a more equitable settlement is offered. Thank you for your continued cooperation in this matter. Sincerely, - - -.