U.S. Bancorp Mortgage Complaint

U.S. Bancorp Mortgage department,

Conventional fixed mortgage Loan servicing, payments, escrow account California

I have this payment on automatic pay. I never miss a payment. The bank generally changes my mortgage payment due to shortages or overages on the impound account. This is okay. However I never get their notices. They increased my payment - dollars and because that overage was not paid they charged me a - dollar late fee even though I made the - dollar payment on time. There should be a law that banks can not charge more on a late fee than what is owed.