PayPal Holdings, Inc. Money Transfers Complaint

Domestic (US) money transfer Other transaction issues

PayPal Holdings, Inc. Money transfers department,

Domestic (US) money transfer Other transaction issues New Jersey

SUMMARY : I tried to provide a refund for an eBay transaction, but eBay and PayPal have effectively charged me - times for the refund, leaving me with a negative balance of twice the original transaction amount. I sold an item on - in -/-/-, which the buyer paid for via PayPal. I informed the buyer that I was unable to ship the item until a week later, due to travel, and the buyer requested a refund. I logged into my PayPal account to issue the refund, but the refund action was rejected several times. When I emailed PayPal, they informed me that I would have to call them to have an agent manually issue the refund. However, when I called, the PayPal agent informed me that she was unable to issue the refund because the buyer had opened a case in -. I informed the buyer that she had to close the - case in order for PayPal to issue a refund, and she told me she did, but when I contacted PayPal, they informed me


- sent me an email stating the buyer had closed the case, but somehow the case was still open and suddenly resolved in the buyer 's favor without any notification to me or opportunity for me to provide info. The outcome was that - charged my credit card directly for the refund amount, instead of refunding the buyer via PayPal as she had originally paid. The buyer 's original payment remained in my PayPal account, and my credit card was charged to provide her a refund, which was an irritating situation but I was able to claim back the - % transaction fee that PayPal had taken from the original payment. - months later, in -/-/-, PayPal notifies me that the buyer has opened a case in PayPal to claim a refund. I provided documentation of the refund that - provided, to prove that the buyer had already been refunded outside of PayPal, due to - 's inconsistent process. However, PayPal settled the case in favor of the buyer, again with no explanation or notification to me, and deducted funds from my PayPal account in the amount of the refund. Not only did PayPal deduct funds for the refund, but they also reversed the original payment from the buyer, which resulted in negative charges to my account of double the original payment amount. I need either - or PayPal to adjust/reverse their charges so that my balance in regards to this transaction is $0.00, i.e. the buyer receives a full refund. At the moment, I have a negative balance of double the original payment amount, as the buyer has effectively been refunded - times ( once via -, and twice via PayPal ). Both - and PayPal customer service have been extremely difficult to deal with. Charges have appeared in my - and PayPal accounts with no advance notice or explanation. It is extremely difficult to speak directly to - or PayPal agents, and they are unwilling to connect me with agents or supervisors in the - - dispute resolution agents say they 're unable to connect to PayPal agents and discuss the case together with them, and ask me to contact PayPal so that the PayPal agent can connect to - and discuss together. However, PayPal dispute resolution agents say vice-versa, which means I 'm unable to connect - and PayPal together to discuss together, even though both sides say that is the only way to resolve the situation.

PayPal Holdings, Inc. customer in New Jersey
Jan 27, 2017

* Source: CFPB Complaint Database

PayPal Holdings, Inc. response to complaint:
Closed with non-monetary relief

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