PayPal Holdings, Inc. Money transfers department,
Domestic (US) money transfer Fraud or scam California
Paypal recently gave me a credit line of, I believe, $600.00. I have no intention of using it, but I suppose it 's okay to have. I recently ordered tea online for $16.00. I knew that I had a balance - I even checked it - of $17.00, not credit but actual funds I had leftover for some reason and so I used my Paypal account to pay for the order. More recently a friend paid me back for dinner and drinks a week or so ago. In attempting to send them a request for the money, to make things easier, I noticed that I had a " payment '' due for the online tea purchase. I was annoyed that the $17.00 balance had n't been used. Instead, Paypal chose to apply their credit line to the order, something I was never asked about or approved.
I had noticed it I made a mental note to address it but I apparently waited too long. Now, in attempting to call the bank that supposedly handles the credit line, because it is n't Paypal proper, I get a run around as a recorded voice verified that I was human with two super basic questions and then informed me that I could call back in 24 hours. I then attempted to call Paypal only to be told that " the current wait time is ... one hour and four minutes. '' This is another predatory bank stealing " late fees. '' I intend to contact a human operator, have them rescind the charge and then close out my credit line and Paypal card. I do n't need this.
PayPal Holdings, Inc. customer in California
Jan 20, 2017
* Source: CFPB Complaint Database
PayPal Holdings, Inc. response to complaint:
Closed with explanation
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