New Century Financial Services, Inc. Debt Collection Complaint

Communication tactics used obscene/profane/abusive language

New Century Financial Services, Inc. Debt collection department,

I do not know Communication tactics Used obscene/profane/abusive language New Jersey

The company has sent multiple threatening letters indicating various grave consequences and presenting information in misleading ways. A previous letter they sent said failure to address a debt could lead to imprisonment. In their most recent letter, they state that they have no obligation to validate the debt as I requested in a letter to their office. I also informed the debt collector that the debt was most likely already out of the statute of limitations since the original judgement was made in 2004. They responded that debts can be valid for up to twenty years without confirming or denying whether the debt was ( 1 ) valid and ( 2 ) not outside the statute of limitations. They also claimed they have collected nearly 2k in a previous wage execution but I have no record in my bank accounts of any such action or event taking place.

New Century Financial Services, Inc. customer in New Jersey
Jan 10, 2017

* Source: CFPB Complaint Database

New Century Financial Services, Inc. response to complaint:
Closed with explanation

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