Experian Credit Reporting Complaint

Incorrect information on credit report account terms

Experian Credit reporting department,

Incorrect information on credit report Account terms Tennessee

I 've contacted all - credit bureaus to remove 'Zombie Debt, per the Federal Law, the statute of limitations, 7 years, has elapsed on many of the accounts on - of the - bureaus is now ZOMBIE DEBT which under Federal law is illegal to report. Only Transunion removed the ZOMBIE DEBT, however equifax and experian have refused to follow the Federal law and remove the Zombie debt. The accounts that appear on both Equifax and Experian must be removed per Federal law. The ZOMBIE accounts are as follows : - - - - Credit Card -/-/- Closed - Missed Payment $6600.00 Account Details Last Reported -/-/- Creditor Name - - - - Account Type Business Credit Card ( individual has primary responsibility ) Account Status Closed Opened Date - -, - Closed Date - Limit $5000.00 Term - Monthly Payment - Responsibility Individual Account.


CO CO CO CO CO -/-/- CO CO CO CO CO CO CO CO CO CO CO CO -/-/- CO CO CO CO CO CO CO CO CO CO CO CO - CO CO CO CO CO CO CO CO CO CO CO CO -/-/- U U U U U U CO CO CO CO CO CO -/-/- U U U U U U U U U U U U -/-/- U U U U U U U U U U - CO Collection/Charge-Off U Unknown Credit Utilization* - % See something wrong? You could dispute an error with -. - - - - Credit Card -/-/- Closed - Missed Payment $6400.00 Account Details Last Reported -/-/- Creditor Name - - - - Account Type Business Credit Card ( individual has primary responsibility ) Account Status Closed Opened Date -/-/- Closed Date - Limit $5000.00 Term - Monthly Payment - Responsibility Individual Account. Balance $6400.00 Highest Balance - Payment Status Collection/Charge-Off Worst Payment Status - Date of Last Payment -/-/- Amount Past Due $6400.00 Times 30/60/90 Days Late - Remarks Charged off account Account closed by credit grantor Payment History Latest Status : Collection/Charge-Off -/-/- U U U U U U U U U U CO -/-/- U U U U U U U U U U U U -/-/- U U U U U U U U U U U U -/-/- U U U U U U U U U U U U -/-/- U U U U U U U U U U U U -/-/- U U U U U U U U U U U U -/-/- U U U U U U U U U U - U Unknown CO Collection/Charge-Off Credit Utilization* - % See something wrong? You could dispute an error with -. - - - - Credit Card -/-/- Closed - Missed Payment $3700.00 Account Details Last Reported -/-/- Creditor Name - - - - Account Type Business Credit Card ( individual has primary responsibility ) Account Status Closed Opened Date -/-/- Closed Date - Limit $2800.00 Term - Monthly Payment - Responsibility Individual Account. Balance $3700.00 Highest Balance - Payment Status Collection/Charge-Off Worst Payment Status - Date of Last Payment -/-/- Amount Past Due $3700.00 Times 30/60/90 Days Late - Remarks Charged off account Account closed by credit grantor Payment History Latest Status : Collection/Charge-Off -/-/- CO CO CO CO CO CO CO CO CO CO CO -/-/- CO CO CO CO CO CO CO CO CO CO CO CO -/-/- CO CO CO CO CO CO CO CO CO CO CO CO -/-/- CO CO CO CO CO CO CO CO CO CO CO CO -/-/- U U U U U U CO CO CO CO CO CO -/-/- U U U U U U U U U U U U -/-/- U U U U U U U U U U - CO Collection/Charge-Off U Unknown

Experian customer in Tennessee
Jan 06, 2017

* Source: CFPB Complaint Database

Experian response to complaint:
Closed with explanation

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