Experian Credit Reporting Complaint

Experian Credit reporting department,

Incorrect information on credit report Account terms Florida

Experian continues to report a negative payment status ( -/-/- ) on a - - account that was settled in -/-/-. I have disputed this error twice before, most recently on -/-/-. Experian 's response was that it would take up to 30 days for them to contact - and to complete their investigation. It has been - days with no correction of this error and, in fact, Experian continues to move the delinquency to the most recent month ( now -/-/- ) for the apparent purpose of causing the most damage possible to my credit. My dispute submitted on -/-/- included a reference to CFPB complaint - which was my dispute directly with -. - - response agreed with my complaint and stated, " On -/-/-, we requested the credit reporting agencies to update their records to remove the delinquency that was reported for -/-/-. '' - and - did correct this error, however, Experian has simply moved the delinquency to -/-/-. They have arrogantly ignored the intent of the instructions from - and now falsely claim that they are " contacting the information furnisher '' to complete their investigation. The response from - clearly indicates the wishes of the information furnisher ( - ) to remove the delinquency so Experian has absolutely no excuse for continuing to report this error. This is a clear and intentional violation of the Fair Credit Reporting Act Since the CFPB has, by federal law, responsibility for the oversight of the credit reporting agencies, I request that the CFPB take action beyond just forwarding this complaint to Experian. It is evident that Experian has no intent to take action to correct this erroneous reporting and is in violation of FCRA sections - and - ( willful and negligent noncompliance ).