Medical Disclosure verification of debt not given enough info to verify debt
I.C. System, Inc. Debt collection department,
Medical Disclosure verification of debt Not given enough info to verify debt Ohio
Recently while conducting a monitor of my credit report I discovered that items were furnished that have unverified information. I believe under the Fair Debt Collections Practices Act, I have the right to request that you allow me to validate the alleged debt. I am aware there is a debt from but I am unaware of the amount due and your bill does not include a breakdown of any fees. Additionally, I am allowed under the - law [ HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT OF 1996 -, to protect my privacy and medical records from any third parties. I do not recall giving permission to release my medical information to a third-party. I am aware that HIPPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization, therefore my request is two-fold and as follows, Validation of Debt, and - authorization.
3. Cease any credit bureau reporting until debt has been validated by me. 4. Please send this information to my address listed above and accept this formal complaint as my formal debt validation request, which I am allowed under the FDCPA. Please note that falsification of the information you received from any medical provider can be perceived as a - compliance violation as well as a violation of the FDCPA because you will be deceiving me after my written request of debt validation. I request full documentation of what you received from the provider of service in connection with this alleged debt. Additionally, any reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agency. -. ACCT NO. - - BALANCE $760.00 -. ACCT NO. - - BALANCE $780.00 -. ACCT NO. 898205 - BALANCE $1000.00
I.C. System, Inc. customer in Ohio
Dec 30, 2016
* Source: CFPB Complaint Database
I.C. System, Inc. response to complaint:
Closed with explanation
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintWebsite | http://www.icsystem.com/ |
Phone | 800-443-4123 |
Address | P.O. Box 64378 St. Paul MN 55164 |
I.C. System, Inc. | |
I.C. System, Inc. |
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