Experian Credit Reporting Complaint

Improper use of my credit report report improperly shared by crc

Experian Credit reporting department,

Improper use of my credit report Report improperly shared by CRC Colorado

FIRST OFF THIS COMPLAINT DOES NOT CONSTITUTE ANY ID THEFT SO E-PERIAN IS NOT TO PUT ANY KIND OF FREEZES ON MY REPORT. EVERY TIME I ASK THEM TO REMOVE AN INQUIRY THAT DID NOT HAVE A PERMISSIBLE PURPOSE THEY WANT TO SAY I ASKED THEM TO PUT A FREEZE ON MY REPORT AND THAT IS NOT WHAT I AM ASKING THEM TO DO. THEY HAVE A BUNCH OF INQUIRIES ON MY ACCOUNT THAT DO NOT HAVE A PERMISSIBLE PURPOSE AND I AM ASKING THAT THEY TAKE THEM OFF AND THEY WILL NOT. THE FOLLOWING INQUIRIES ARE TO BE REMOVED AS THEY DO NOT HAVE ANY PERMISSIBLE PURPOSE AND E-PERIAN KNOWS THIS. 1. - ON - - - : REASON UNSPECIFIED 2. - - - - - - : REASON UNSPECIFIED 3. - - -/-/- : REASON UNSPECIFIED 4. - - - - - : REASON UNSPECIFIED 5. - - - - : REASON UNSPECIFIED 6. - - -. - - -


occasions about these being removed. Instead of removing them they just say that i requested a security freeze on my account or that i alerted them of ID Theft and that is NOT THE CASE and They are not to put any kind of freezes on my account. I am filing this complaint here because I want a record that I am not asking them to put a freeze on my account but I am asking them to remove the above inquiries because they did not have any permissible purpose as I was never offered nor extended any credit with those companies. On my credit report Experian specifically says we offer credit information about you to those that have a permissible purpose such as preapproved credit, employment, investor potentials, experian consumer assistance, mortgage completion or insurance underwriting. According to my records and research none of the above listed - items meet any of these criteria and I am asking that Experian remove them immediately from my file and DO NOT PUT any freezes on my account as I am NOT asking you to do that and then immediately send me a new updated copy of my credit report.

Experian customer in Colorado
Dec 11, 2016

* Source: CFPB Complaint Database

Experian response to complaint:
Closed with explanation

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