Synchrony Financial Debt Collection Complaint

Credit card Cont'd attempts collect debt not owed debt is not mine

Synchrony Financial Debt collection department,

Credit card Cont'd attempts collect debt not owed Debt is not mine Nevada

I did hold a credit card account with - issued by Synchrony Bank from -/-/- till -/-/- when it was closed. On -/-/- was the last payment made on the card showing zero balance. Since -/-/- till -/-/- there was no activity on the account. During the months of -/-/- I have received a notice from a collection agency that I owe them $690.00 that they claim I did not pay -. When asked to prove the charges no one was able to produce said charges because they never existed. Since -/-/- till now I have not received what I have requested but said information was reported to the credit bureau as bad debt. Merchandise was returned to - and credit was received but Synchrony Bank or - some how decided that I owe them the $690.00 when that amount was credited to the account based on merchandise returned to them.

Synchrony Financial customer in Nevada
Nov 28, 2016

* Source: CFPB Complaint Database

Synchrony Financial response to complaint:
Closed with explanation

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