BMO Harris Consumer Loan Complaint

Vehicle loan Managing the loan or lease

BMO Harris Consumer Loan department,

Vehicle loan Managing the loan or lease Iowa

My auto loan bank, BMO Harris, is not allowing me to access my loan information online and is making it extremely difficult to access loan information by phone. I just got caught up on my loan payments as I got behind when I got laid off from my job. When I was in default, the bank said I would not be able to set up an online account to look at my information and make payments. I understood, but then I got caught up on my payments so I owed $- as of -/-/2016. I called to set up online banking but they told me I could not set up online banking because I was once in default and now can never set it up. This is very problematic for me because I need to be able to access my account to keep caught up on my payments. Today it says I owe $440.00 dollars - three days later - and I do n't know how. My monthly payment is supposed to b $290.00 so I do n't know what the extra charge is and I ca n't go look on my online account to see. I tried to call


can not talk to anyone about these charges. BMO seems to be deliberately making it difficult for me to make my auto loan payments. They have also tried to repossess my car unlawfully, citing that I owed $4000.00 when I really owed $400.00 and had made the payment but they had n't processed it yet. They are not working with me to allow me to make timely payments and wo n't let me have access to the information I need. It 's like they want me to default so that they can re-possess the car. I will not sit by while this happens to me and they keep making unlawful charges and not helping me pay.

BMO Harris customer in Iowa
Nov 21, 2016

* Source: CFPB Complaint Database

BMO Harris response to complaint:
Closed with explanation

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