First National Bank of Pennsylvania Mortgage Complaint

First National Bank of Pennsylvania Mortgage department,

Conventional fixed mortgage Application, originator, mortgage broker Pennsylvania

Good Morning, I have been working with FIRST NATIONAL BANK company employee named - - details are below. First i got introduced through the listing agent of the house - -, Since we liked the house, i went to my bank -. They denied my application stating that if am a self employed or having my - less than 2 years i wont qualify as per - - guidelines. - - NMLS # - Mortgage Loan Officer - - - - Bank - - - - - PA - - Cell - Fax -- I told - the samething about my employment status, He asked me to provide all documents despite of my situation and i gave all possible documents back in first week of -, he took nearly 20 days long and denied my application again he asked my profit/loss summary from my company asked my CPA to produce documents, which she provided. Again he told me my application is denied. Again he told me if i were


45 days of drama. My question is when i told my current situation of my employment, he should have told me right on my face its not possible. He and the realtor are good friends, they were trying to get my initial deposit - and again asking me to give another - made me to fall on me on this messy trap. During the initial he asked me to do inspection and he took money for my credit application and appraisal. Why did he do all this, when there is a well laid plan by - guidelines. During this entire process i worked with several lenders, the all denied in same day, -, - and - as well. Because of your careless staff, the sellers are threatening me saying they wont give me - dollars back, below expenses occurred due to your inefficient staff. To summarize. 1 ) Several hours loss of pay from my work. - not counted yet 2 ) Paid for inspection - - - ) Paid for Appraisal - - - ) Given Lease breakage - - ) Given - Deposit for escrow - - - ) Paid CPA to write letters for doing work during weekend several times This whole process had created a mental trauma for me and my family, also we had give a notice to vacate our current place. Please advise i want to handle this professional way, so that you or your bank does not get any name-fame issues. After all this he is forwarding my information to another lender.. ITS Total loss for me and my family. Regards, - -