Equifax Credit Reporting Complaint

Credit reporting company's investigation no notice of investigation status/result

Equifax Credit reporting department,

Credit reporting company's investigation No notice of investigation status/result New Jersey

I disputed - tradelines in my credit file & report that does not belong ( - - -, - ). The company reporting the tradelines had no right to be reporting any information on me to any CRA. As a - issue, the information is also inaccurate and incomplete. I disputed this information with Equifax, - and -. - has recently deleted the - tradelines. Only Equifax & - are still reporting. To date, I disputed the tradelines - separate times directly with each CRA. I also disputed the alleged accounts with the furnisher directly on at least - separate occasions. At no time did the CRAs forward to me any documentation supporting how they veirifed the information & tradelines. I want the items deleted asap because at no time was the company a creditor of mine nor were they working on behalf of a creditor of mine and Equifax & - did not & could not conduct a reasonable investigation under the statute without the proper authenticated documents. Also, how could this information be deleted in my - credit file but be verified in my Equifax & - credit files & reports.

Equifax customer in New Jersey
Oct 21, 2016

* Source: CFPB Complaint Database

Equifax response to complaint:
Closed with explanation

Consumer disputes how Equifax handled their complaint

Created with Highcharts 4.2.3EquifaxComplaint HistoryComplaints10/201211/201212/20121/20132/20133/20134/20135/20136/20137/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201510/201511/201512/20151/20162/20163/20164/20165/20166/20167/20168/201610/201611/201612/20160255075100125150Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3EquifaxCredit reporting company's investigation0.0%74.8%23.8%1.4%ClosedClosed with explanationClosed with non-monetary reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageCredit reporting company's investigation0.5%71.4%0.2%25.8%2.2%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressSource: Consumer Financial Protection Bureau

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