Equifax Credit Reporting Complaint

Credit reporting company's investigation no notice of investigation status/result

Equifax Credit reporting department,

Credit reporting company's investigation No notice of investigation status/result Michigan

- - - sent me to collections with the company -. I disputed this because I had already paid and settled this balance with the original company, - -. The first dispute of # - was completed and I was told I must still pay. I filed a second dispute # -. On the of filing the second dispute, I had also called collector, - to find out what had happened. They stated that they had sent this to Equifax as " deleted. '' Today, I checked on the status of my second dispute online and it showed a date of completion of - but with no status or no results, nor did I receive a letter from equifax saying my investigation was complete. So then I called equifax and spoke with -. - and I contacted - and spoke with - - at -. - informed us that this was deleted from my record on - but will take 5-45 days to reflect that. I 'm filing a complaint my because this is not a reasonable amount of time and adversely affects me on something I paid at least a year ago. I 'm also writing to make sure this really gets removed from my credit report. In the digital age, this should n't take so long. Something needs to improve.

Equifax customer in Michigan
Oct 12, 2016

* Source: CFPB Complaint Database

Equifax response to complaint:
Closed with explanation

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