Synchrony Financial Credit Card Complaint

Credit card protection / Debt protection

Synchrony Financial Credit card department,

Credit card protection / Debt protection Michigan

I am writing to your company to please help me protect my rights under the " Fair Credit Reporting Act, 15 U.S.C. 1681 '' " FCRA '', " Fair Debt Collection Practices Act '' " FDCPA '', Fair and Accurate Credit Transactions Act or any & all other Acts that are enforced by the US Federal Trade Commission & or Consumer Financial Protection Bureau. I have written to inform both companies on -/-/2016 that - - - , - & SYNCB/SAMS CLUB are both reporting on the same debt for - Account - - - - - - -, - -, - -, - - & Original Account Number - Sam 's Club Personal Credit Synchrony Bank -. - - -, - -. I have been trying to work with - - - , - and now have found myself being stopped from working out any agreements with these companies do to a Attorneys Block on my account that have been put on my


I have been told that no one from this company can or will speak about this account do to attorney block being put on this account by - - -. I have been told that the only way to be able to speak to anyone about this account is to send them a letter stating that I am/will not use attorney regarding this account. I have repeatedly told - - - that I will not give up my right to have legal representation. I have repeatedly requested information in writing and have only received letters from this company asking for my attorney 's information or telling me that they have opened investigation. I have never received an answer regarding any of the question 's ask of them. I have asked for debt validation, Proof that this company owns said debt, Proof of actual debt amount, Please proved any legal documents of proof of debt that legally authorized this company to collect debt. I have given - - - 30 days to hear back with answers to these question only to fine that - - - has only put a attorney block on my account so that I may not resolve this contentious matter.

Synchrony Financial customer in Michigan
Oct 03, 2016

* Source: CFPB Complaint Database

Synchrony Financial response to complaint:
Closed with explanation

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