U.S. Bancorp Mortgage Complaint

Home equity loan or line of credit Loan modification,collection,foreclosure

U.S. Bancorp Mortgage department,

Home equity loan or line of credit Loan modification,collection,foreclosure California

I recently filed a complaint about US Bank. They held the second mortgage to a home i owned, and I tried and tried to get them to modify my loan, but they never even said yes or no at the time. I ended up losing that home. US Bank sent me something in the mail. They sent me a copy of a note I signed, stating and agreeing that I wold NOT take the - dollars I could have got from their line of credit. They call this their " loan modification ''. WHAT A JOKE! ... ... .... I have been a realtor for over 20 years, i know a little more than the average person. - In reponce, I called US bank up last Friday, -/-/-. I had to talk to - people in - different departments, i kept getting tossed from one rep to another rep.. etc.


NOW I remember what happened. i was completely eligible for a loan mod. the investor was -! i had a TRUE hardship ... I became - to work! ... .. I emailed US bank most every day, the rep was okay. but- now they say I did not get a loan mod was because they didnt get the paperwork? - I faxed them ALL paperwork. Then they said they didnt get the fax and faxes. I had to - with proof of service directly to their physical office.. I still have this paperwork, and proof that I - it to them. i really miss my house. If they had only done a loan mod, like most banks were doing, maybe I could still be happy there. I am a - year old woman.. i was planning to retire there. US BANK was unethical and illegally denied me a loan modification.

U.S. Bancorp customer in California
Sep 20, 2016

* Source: CFPB Complaint Database

U.S. Bancorp response to complaint:
Closed with explanation

Consumer disputes how U.S. Bancorp handled their complaint

Created with Highcharts 4.2.3U.S. BancorpComplaint HistoryComplaints12/20112/20124/20126/20128/201210/201212/20122/20134/20136/20138/201310/201312/20132/20144/20146/20148/201410/201412/20142/20154/20156/20158/201510/201512/20152/20164/20166/20168/201610/20161/20173/2017020406080Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3U.S. BancorpLoan modification,collection,foreclosure0.2%79.7%1.8%11.8%1.0%5.2%0.3%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageLoan modification,collection,foreclosure0.2%7.4%6.9%0.6%2.6%0.9%80.5%0.9%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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Contact U.S. Bancorp

http://www.usbank.com/
(800) 872-2657
andrew.cecere@usbank.com
800 Nicollet Mall Ste 200
Minneapolis MN 55402
U.S. Bancorp
U.S. Bancorp

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