Phoenix Financial Services LLC Debt Collection Complaint

Phoenix Financial Services LLC Debt collection department,

Medical Disclosure verification of debt Not given enough info to verify debt Illinois

Dear Sirs, I received a letter from a debt collector stating that I owed $1200.00 for an emergency room visit. I sent a letter requesting further information which included all the elements in the template provided by the CFPB. The response that I received did not provide me with all the answers that I requested and further was ambiguous regarding whether I owed any money and why. My only recollection of this potential debt is that it may be for an - visit at - - medical Center however I was fully insured at the time and further paid the $250.00 copay that was required of me at the time. I do not understand why more than 2 years later, I am requested to pay a debt that if valid was supposed to be paid by the medical insurance plan.