Law Office of James R. Vaughan, P.C. Debt Collection Complaint

Law Office of James R. Vaughan, P.C. Debt collection department,

Credit card Taking/threatening an illegal action Threatened to sue on too old debt Arizona

In -/-/- I opened a - credit card, I had a $1400.00 balance and I defaulted on it a year or two later. In -/-/- they tried to put a lean on the checking account. Since I 'm on - they could n't take money since I get government checks. Skip to - -, I got a letter from one of my credit card companies that they were inquiring my information. I called to find out what was going on. They said that I owe $4700.00 and I needed to pay it back or they were going to take court action. I asked if it could be reduced to the original amount plus lawer fees they rejected it and said I had to pay back the full amount. So to avoid the court action I agreed to pay $100.00 a month for a year then $ -for a year then $150.00 for another year, with a final payment of $91.00. They said that was the only way to avoid court action. Being on - I can NOT afford this. I say one of your reps on - -, so wondering if you can help me in this matter?