Synchrony Financial Debt Collection Complaint

Credit card Taking/threatening an illegal action sued where didn't live/sign for debt

Synchrony Financial Debt collection department,

Credit card Taking/threatening an illegal action Sued where didn't live/sign for debt Missouri

- - - ( MCM ) purchased a charged-off account of mine from Synchrony Financial. The account was opened in - in -, NM. I never received a letter regarding the debt or collections actions, and never had an opportunity to dispute the debt. In -, - assigned my case to a law firm who filed suit against me in - -, Missouri where I do not reside. In attempting to serve me with paperwork ( on - -, - ), regarding the lawsuit, the service was returned with the message that I did not reside in the county. So far, I have not received any information about this suit, and the only way I know about is by searching my name ( after being denied an apartment rental partially because of this case ) in Missouri 's court records website. No action was taken after - -, - to locate or contact me. In - - a notice was given ( supposedly to both parties, though I did not receive it ) that the case was scheduled to be dismissed because no action had been taken for three months. In response, the law firm suing me filed a change of venue request as a stalling tactic. To date I still have not received any mail or service regarding this collection activity.

Synchrony Financial customer in Missouri
Aug 05, 2016

* Source: CFPB Complaint Database

Synchrony Financial response to complaint:
Closed with explanation

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