Synchrony Financial Bank Account Or Service Complaint

Other bank product/service Account opening, closing, or management

Synchrony Financial Bank account or service department,

Other bank product/service Account opening, closing, or management Texas

Log into my online banking account at Synchrony Bank from a computer that is not a registered device ( I personally choose never register ANY device - even my own computer ). You are brought to a page with some telephone numbers ( showing only the last - digits of the telephone number. You have option to request TE-T message, or CALL on the telephone number you choose. The problem is that on 6 occasions, this page shows telephone numbers that are not valid - they are not my telephone numbers, so I can not proceed to login. When I called customer service to resolve this over the course of 5 days, I received inconsistent resolutions.


could not send a --digit passcode to my cell phone number because my number was not registered with the third party vendor ) ; In one call, I was told to call all - credit agencies to have my telephone numbers added to my credit report - I called all - : - did this, - and - said they have no way to do this. They told me that they get my telephone number from the - credit agencies and do not use the telephone numbers that I list on my account. In one call, I was told that they use a third party public database to pull my telephone numbers for this validation. On numerous calls, I tried to explain to the reps and their supervisors that this is a faulty way to validate my identity. I am the only one who should know what my valid cell phone telephone number is, not a public third party database. I spoke with so many Synchrony reps and emailed them to explain the fault in this, but no one seemed to follow. Using third party telephone numbers to send 'login passcodes ' is so dangerous as this enables codes to be sent to ex-spouses, or otherwise old/obsolete telephone numbers. I am trying to get Synchrony bank to change this PROCESS for validating my identity since I choose NEVER TO REGISTER any of my devices, but they seem to not understand and address this issue. Hopefully, this complaint will make Synchrony fix this faulty login issue.

Synchrony Financial customer in Texas
Jul 12, 2016

* Source: CFPB Complaint Database

Synchrony Financial response to complaint:
Closed with explanation

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