Citibank Credit Card Complaint

Overlimit fee

Citibank Credit card department,

Overlimit fee California

I have a Macys credit card and i wanted to place an order which never in the past i had an issue and when i was on the chat screen with someone from Macys they told me i was past my credit limit and i asked how much and they well your limit is $600.00 and you are at $800.00 and something cant quite remember the exact amount. but i said " WHAT! '' how can i be past my limit when i was never told i was past my limit and to this date i get emails from you saying to pay the minimum due which is $29.00 and i pay $30.00 or more! How can they do this isnt this a ripoff?? if im at my limit there should not be any more charges past that amount!! I should only be charged the $600.00 which is my credit limit! please advise me or let me know what to do

Citibank customer in California
Jun 29, 2016

* Source: CFPB Complaint Database

Citibank response to complaint:
Closed with explanation

Created with Highcharts 4.2.3CitibankComplaint HistoryComplaints12/20111/20124/20125/20127/20129/201210/201212/20123/20133/201412/20141/20152/20165/20166/201612/201600.511.522.5Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3CitibankOverlimit fee55.6%27.8%11.1%5.6%Closed with explanationClosed with monetary reliefClosed with reliefClosed without reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageOverlimit fee4.5%4.5%5.1%1.1%34.3%50.0%0.6%Closed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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http://online.citibank.com/
800-870-1073
701 E 60th St N
Sioux Falls ND 57104
Citibank
Citibank

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