USAA Savings Credit Card Complaint

Billing statement

USAA Savings Credit card department,

Billing statement Ohio

USAA Banking has violated the terms of my credit card agreement with me by refusing to carry forward a balance on their " pay-ahead '' program. I paid $1400.00 on my account, and it should have been carried forward to count against a minimum payment on my most recent statement. Here is the text of the portion of the terms of my credit card account : " Pay-Ahead Program : The Minimum Payment as calculated above is your Regular Minimum Payment. If your Account is eligible for our Pay-Ahead Program and is in good standing, when you pay more than the Regular Minimum Payment, we may, at our option, permit you to skip some or all of your next two Regular Minimum Payments. When this occurs, we continue to calculate your Regular Minimum Payment, however the amount of the minimum payment due displayed on the first page of your bill, on usaa.com, and on our phone systems is reduced by the amount you may skip. The full Regular Minimum Payment amount is always shown in the Important Account Information section of your bill. Remember Finance Charges will continue to accrue in accordance with the Terms of this Agreement. You may opt out of the Pay-Ahead Program at any time by calling us at - ( - ). ''

USAA Savings customer in Ohio
Jun 08, 2016

* Source: CFPB Complaint Database

USAA Savings response to complaint:
Closed with monetary relief

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