Equifax Credit Reporting Complaint

Credit reporting company's investigation investigation took too long

Equifax Credit reporting department,

Credit reporting company's investigation Investigation took too long Ohio

Satisfied Judgment Filed - ; - - - Cour ; Case or ID # - ; Defendant - ; Not mine wrong person ( My name is - - - Amount ) $630.00 ; Plaintif - ( - ) - credit report changes each month with information not belonging me its gets Deleted then re-add UNIVERSITY - ( Auto ) $1300.00 UNIVERSITY - $ - ( other ) - - - - ( Other ) $46.00 - - - - ( Auto ) $200.00 - - BANK - Opened Date -/-/- NOT MINE, - - - - -, -, OH - NOT MINE - - -, -- - NOT MINE - - - - -, - - NOT MINE No proof of debt validation of a debts I do not owe AND basic inaccuracies on my credit report with Immediate effect now, EQUIFA- has not only been evasive over my report, they have never once provided the requested and official documentation required by law, nor have they corrected or prevent this wrong information the information, Not once have they provided me valid proof that it was mine NOR that I had a contract with either of this company, nor have


) Contents. That the claim that I owe them is not valid, and that I requested validation, and additionally I demanded proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of their authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I have repeatedly asked them to provide the following, below ( items 1-6 ) but would not disclose how they got any of my information in the first place : 1. Please evidence your authorization under - - - - - - and - - - ( f ) in this alleged matter. 2. What is your authorization of law for your collection of information? 3. What is your authorization of law for your collection of this alleged debt? 4. Please evidence your authorization to do business or operate in this state. 5. Please evidence proof of the alleged debt, including specifically the alleged contract or other instrument bearing my signature. 6. Please provide a complete account history, including any charges added for collection activity. This type of practice is not only upsetting but the authority and power these people have over other consumers presumably is also very illegal. I intend to sue Equifax if all these are not removed from my file, this clearly shows Equifax is reporting Wrong information and other people 's information on my file.

Equifax customer in Ohio
May 30, 2016

* Source: CFPB Complaint Database

Equifax response to complaint:
Closed with explanation

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