Synchrony Financial Debt Collection Complaint

Credit card Taking/threatening an illegal action sued w/o proper notification of suit

Synchrony Financial Debt collection department,

Credit card Taking/threatening an illegal action Sued w/o proper notification of suit Texas

- - has default judgment against me for a GE Care Credit Card debt. I was NOat served or notified I had been sued and a lawauit pendingpending. Had I received notice I would have responded! I would have disputed the debt, /collection practices, business accounting errors and amount owed and refusal to credit payments and/or requested mediation. Would have done anything to prevent a default judgment against me!? It was a debt incurred only by dental work I needed. My dentist promoted and signed me up for GE Care Credit I had no dental ins or any other way to pay for dential necessities such as - etc. Dentist required payment in full at time services were rendered! I had no other way to receive dental care! this acct was opened in -! Over the years GE reported me as late or a payment not received ( in error ) which affected the cc agreement, terms and int rate. They changed terms of agmt during a hardship agreement and - int and more, late fees, penalties for making min amount payment due. They agreed to in hardship agmt..Acct closed - and last payment I made was - -. Charged off different amount. lawsuit amounts were exceedingly more and did n't notify me at all of judgment which just learned of through aa recent notice of appt of receiver to garnish my accounts which can remain in place forever. This was 7 years ago and I really do n't have anything to garnish. I have kept good financial records.

Synchrony Financial customer in Texas
May 20, 2016

* Source: CFPB Complaint Database

Synchrony Financial response to complaint:
Closed with explanation

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