LexisNexis Credit Reporting Complaint

LexisNexis Credit reporting department,

Incorrect information on credit report Account status Maryland

Lexis Nexis, on or about - - -, reported inaccurate information on a consumer report they provided to the Office of Personnel Management. Report prepared was a consumer report under 15 USC 1681a ( 603d ) because it was a written communication, prepared in the ordinary course of business, containing information bearing on my credit capacity, character, or general reputation, known to Lexis to be used for employment or determination of credit worthiness. Lexis reported that I was late on my mortgage in -/-/- and -/-/- ( Account reported as -. That is inaccurate information. At least - of the - NCRAs report this account as having never been late. Further, when I filed a previous complaint, -, the relevant company denied reporting any prior late payments. Bottom line, Lexis prepares consumer reports in the ordinary course of business and, therefore, under the FCRA, they are required to take steps to ensure maximum accuracy. Because - of - NCRAs report - on-time payments for this account, Lexis was reasonably on notice its information was inaccurate and failed to take steps to ensure maximum possible accuracy.