Synchrony Financial Credit Card Complaint

Other fee

Synchrony Financial Credit card department,

Other fee Illinois

I have a card through Care Credit/Synchrony Bank. I recently fell behind on payments and was contacted from someone through them. I believe it was a collection agent. We setup a Hardship plan of $77.00 a month. My account was showing a current balance due of around $400.00. The person I had spoke with let me know that my monthly payments will start right away at $77.00 and the current balance showing due will continue to show on the site but that the $77.00 will go in affect right away .... I went on the website to setup automatic payments of $80.00 to pay towards my account since I was told my new monthly payments are $77.00. When my first automated payment was sent through. They ran my card for $300.00. I called Care Credit/Synchrony Bank to ask them what had happened and they told me the automatic payments run the amount showing due. I let them know about my plan I had setup of the $77.00. The person I spoke to told me I will be receiving a check in the mail to refund me that amount that of $300.00. I made sure to double check that I for


me the amount it will show my account in past due status which is not entirely the case since I was told my account would still show that amount due but my monthly payments will start at $77.00. - people I spoke with assured me information that ended up not being correct and I was a victim of that. I spoke with a supervisor and let them know of the information I was given and they basically told me there is nothing they can do about wrong information previously given out. If I would have known the amount of $300.00 would have been taken out of my account I would have not setup the automated payments but I was told previously my monthly payments will start right away at $77.00.

Synchrony Financial customer in Illinois
Apr 29, 2016

* Source: CFPB Complaint Database

Synchrony Financial response to complaint:
Closed with monetary relief

Created with Highcharts 4.2.3Synchrony FinancialComplaint HistoryComplaints2/20163/20164/20165/20167/20168/20169/201610/201611/20162/2017012345Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3Synchrony FinancialOther fee42.1%57.9%Closed with explanationClosed with monetary reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageOther fee0.1%4.3%4.6%6.7%0.3%43.5%40.2%0.4%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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