Seterus, Inc. Mortgage Complaint

Seterus, Inc. Mortgage department,

Conventional fixed mortgage Loan servicing, payments, escrow account Maryland

We received a Loan with Seterus INC for the orginal value of $390000.00. We were paying PMI of $300.00. We refinanced through HARP because we wanted to get lower interest rate and shorter term ( 15 years ) and to be able to cancel the PMI sooner. No appraisal was done and we refinanced through Seterus Inc for the original loan value of $390000.00. I requested PMI to automatically terminate as of - -, since our LTV was below - %. They are now saying that because we refinanced through HARP, our PMI does not automatically cancel until - -. We never changed the loan agreement based on the Original Loan value of $390000.00. Now, Seterus Inc is asking us to buy an appraisal for $350.00 to assess the current value of our home. This is fraudulent.