Experian Consumer Loan Complaint

Vehicle lease Managing the loan or lease

Experian Consumer Loan department,

Vehicle lease Managing the loan or lease Ohio

My complaint is with Experian, - and - about an account on my credit report listed under - -. The bureaus are damaging my character and an overly burdensome task to have this rectified. I have never owned a - vehicle and never made any late payments. I have worked with - - and sent many letters asking them to provide documentation that they are using to confirm the account is mine, and that i had made said late payments. I request this account be removed from my credit report if they can not provide requested proof/documentation. I have rights under the FCRA to seek relief and recover all monetary damages that I may be entitled to under Section 616 and Section 617 regarding their continued willful and negligent noncompliance with my requests. I pray for relief from this overly burdensome mark on my credit. I certify that this said vehicle was never mine and I never made late payments to - -.

Experian customer in Ohio
Apr 07, 2016

* Source: CFPB Complaint Database

Experian response to complaint:
Closed with explanation

Created with Highcharts 4.2.3ExperianComplaint HistoryComplaints12/20123/201510/20153/20164/201610/20163/201700.250.50.7511.25Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3ExperianManaging the loan or lease85.7%14.3%Closed with explanationClosed with non-monetary reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageManaging the loan or lease0.3%8.4%1.4%0.5%1.9%9.2%76.9%1.4%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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