Checking account Problems caused by my funds being low
Regions Financial Corporation Bank account or service department,
Checking account Problems caused by my funds being low Florida
I have a Regions Bank LIFEGREEN CHECKING Account. Recently I had several charges from - ( shipping charges that were not taken out of paypal acct but charged to my checking acct ), taken out of my checking acct but there was no money in that acct. This resulted in - each $36.00 NSF / Overdraft Fee 's ( thats - - = $380.00 in NSF Fees alone ). Now the paypal amounts themselves were credit back but all eleven $36.00 each NSF Fees were not. In one instance a - fee if $12.00 was re-tried to my bank acct resulting in - NSF Fee 's ( - each time ) for the SAME amount of $12.00. The bank did not refund the NSF Fee 's at all. Now I read about the - Dollar Fine Regions had to pay in -/-/- for bad practices with Overdraft FEEs. When I started having all the problems with NSF Fees, I was opted out or not opted in when I setup the checking acct ), I then I opted in for overdraft protection, but yesterday -/-/- I received - Overdraft Fees. The BS I got from Regions was they ahve
Whats the point of opting out or in of Regions Overdraft protection if I STILL get $36.00 NSF Fees each time, no matter what. This is Deceptive and unfair business practices, and shows bad faith to consumers. Please investigate and Break the laws foot off in Regions Behind, if you know what I mean. Ideally I would like all eleven overdraft fee 's credit to my checking acct, and what punishment the law allows to reign down on Regions Bank. Here is my info from my checking acct. Date Type Description/Category Debit ( - ) Credit ( + ) Posted Balance -/-/- OD FEE PAID OVERDRAFT ITEM FEE $72.00 - $96.00 -/-/- DEBIT - - - $14.00 - $24.00 -/-/- DEBIT - - - $11.00 - $10.00 -/-/- ATM - Regions - - $40.00 $1.00 -/-/- - - - TRANSFER $34.00 $41.00 -/-/- DEPOSIT DEPOSIT $5.00 $6.00 -/-/- ATM DEBIT Regions - $120.00 $13.00 -/-/- - - - TRANSFER $84.00 $130.00 -/-/- - - - TRANSFER $43.00 $49.00 -/-/- ATM - Regions - - $60.00 $5.00 -/-/- - - - TRANSFER $61.00 $65.00 -/-/- - - - TRANSFER $2.00 $4.00 -/-/- DEPOSIT DEPOSIT $100.00 $2.00 -/-/- - - - TRANSFER $240.00 - $97.00 -/-/- NSF FEE RETURNED ITEM FEE $36.00 - $330.00 -/-/- CREDIT CREDIT-RETURNED CK # - $12.00 - $300.00 -/-/- DEBIT - RETRY PYMT $12.00 - $310.00 -/-/- NSF FEE RETURNED ITEM FEE $36.00 - $300.00 -/-/- CREDIT CREDIT-RETURNED CK # - $13.00 - $260.00 -/-/- DEBIT - - - $13.00 - $280.00 -/-/- NSF FEE RETURNED ITEM FEE $72.00 - $260.00 -/-/- CREDIT CREDIT-RETURNED CK # - $27.00 - $190.00 -/-/- CREDIT CREDIT-RETURNED CK # - $11.00 - $220.00 -/-/- NSF FEE RETURNED ITEM FEE $36.00 - $230.00 -/-/- DEBIT - - - $27.00 - $190.00 -/-/- DEBIT - - - $11.00 - $170.00 -/-/- CREDIT CREDIT-RETURNED CK # - $12.00 - $150.00 -/-/- DEBIT - - - $12.00 - $170.00 -/-/- OD FEE PAID OVERDRAFT ITEM FEE $100.00 - $150.00 -/-/- DEBIT - - - $27.00 - $51.00 -/-/- DEBIT - - - $15.00 - $23.00 -/-/- DEBIT - - - $11.00 - $8.00 -/-/- ATM - Regions - - $240.00 $3.00 -/-/- - - - TRANSFER $240.00 $240.00 -/-/- - - BANK - FEE REFUND $36.00 $2.00 -/-/- DEPOSIT DEPOSIT $5.00 - $33.00 -/-/- OD FEE PAID OVERDRAFT ITEM FEE $36.00 - $38.00 -/-/- DEBIT - - - $26.00 - $2.00 -/-/-
Regions Financial Corporation customer in Florida
Apr 02, 2016
* Source: CFPB Complaint Database
Regions Financial Corporation response to complaint:
Closed with explanation
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