Bayview Loan Servicing Complaint

Bayview Loan Servicing, LLC Mortgage department,

Conventional fixed mortgage Loan modification,collection,foreclosure Minnesota

I have received a NOTICE OF DEFAULT AND INTENT TO ACCELERATE from the mortgage servicer Bayview Loan Servicing , LLC . The letter claims I have a mortgage that is behind $13000.00 I submit I have no mortgage for the following reasons : 1. I received on - - a CHANGE OF CREDITOR letter from Bayview ; it states the new creditor is -, with an address of - - -, - -, MN -, - - See Exhibit A. 2. This address and phone number belong to - BANK. See Exhibit B 3. I visited said address and - BANK disavows any knowledge of " - '' and of - - in any of their records.

''. * See Exhibit C. 5. A search of the - system shows that mortgage MIN - ; its present status is INACTIVE. This means this loan was " written off/ discharged '' and " transferred out of the - system ''. See Exhibit D. 6. The - system lists - BANK as " Trustee ''. A TRUSTEE is NOT a BENEFICIARY, which would be the true owner. 7. Cleared checks show that all monies went into Bayview 's accounts and some checks have the statement " Bayview for Deposit Only '' crossed off. See Exhibit F. 8. By their own boilerplate text, Bayview Loan Servicing is a debt collector, NOT A LENDER, NOT A CREDITOR, NOT A FINANCIAL INSTITUTION. See Exhibit K -. - - records show irregularities : See Exhibit - -The original note with Decision - has been recorded but all following assignments are missing ; the note was transferred to - - See Exhibit G. -After - - the loan was transferred to - who modified it to a fixed rate, See Exhibit H. -The County representative interpreted the records for me and indicated Bayview Loan Servicing , LLC . Had bought the Decision - document - - I can not see how since Decision - shutdown in -. - - - & -. 10. As it stands, I HAVE NO MORTGAGE with any LENDER IN THE - - or POLITICAL TERRITORIES. - The above facts could be construed to demonstrate mortgage fraud by Bayview Loan Servicing - at a minimum they clearly demonstrate that at no time did we owe Bayview any money. Therefore, since the alleged mortgage was written off and Bayview never had any rights to demand money from me, I demand Bayview Loan Servicing should immediately reimburse me $7900.00, which are the monies they unlawfully extracted from me after - -, -. * *Exhibit -