UMB Bank Bank Account Or Service Complaint

Checking account Using a debit or ATM card

UMB Bank Bank account or service department,

Checking account Using a debit or ATM card Missouri

On - -, I attempted to deposit a check ( for $500.00 ) at my bank 's ATM. The ATM would not allow me to deposit it so I left without completing a transaction. A few minutes later I received a text saying that $100.00 had been withdrawn from my checking account. I called the bank within 2 hours of receiving the text to let them know that I did not make that withdrawal. The bank employee assured me that they would review the video of the ATM and as long as I was n't the person who took out the money, they would refund the money to me. On - -, they sent me a letter saying that no dispensing error occurred and they were discontinuing the investigation ( without refunding my money ). They also sent me the ATM audit, which shows that the money was withdrawn at -, and someone immediately after me used a different bank card at the same time ( - ) without completing a transaction. Based on this information, to me it looks like it is possible that someone ( either accidentally or on purpose ) took the money out of my account instead of their own account. I called the bank on -/-/- to see if they were going to review the video of the ATM. They indicated that they would not review the ATM video and refused to give me a reason as to why they would n't investigate this issue.

UMB Bank customer in Missouri
Mar 23, 2016

* Source: CFPB Complaint Database

UMB Bank response to complaint:
Closed with monetary relief

Created with Highcharts 4.2.3UMB BankComplaint HistoryComplaints5/20136/20148/201410/20143/20168/201600.250.50.7511.25Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3UMB BankUsing a debit or ATM card50.0%33.3%16.7%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageUsing a debit or ATM card2.7%63.3%24.6%4.4%1.5%2.1%1.2%0.1%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

Get Help

Get personal financial help today. Free tools, resources, and support you need.

Help Me

File a complaint

Submit a complaint with the Consumer Financial Protection Bureau today

File Complaint

Stop Phone Calls

Stop the phone calls, learn how to stop harassing phone calls

Stop Calls

Loading similar complaints