PayPal Holdings, Inc. Money Transfers Complaint

International money transfer Other transaction issues

PayPal Holdings, Inc. Money transfers department,

International money transfer Other transaction issues Washington

PayPal advertises that you can send money to anyone via e-mail, even if they do not have a PayPal account. I have used PayPal for many years for purchases and was very happy with their service. So I trusted this method of money transfer to my relative though I have never tried it before. On - -, 2016, I sent my Uncle in -, $2000.00 via my personal PayPal account as a gift. I sent it directly to his personal e-mail address : He accepted the transaction via his personal PayPal account. My relative then attempted to transfer the funds to his bank in -, - so he could access the funds. His - account utilized a different e-mail address than his PayPal account and he was unable to make the transfer. He request help from PayPal and was advised that he needed to setup a business PayPal account, which he did ( although he has no business ). He was then able to transfer the funds from his personal PayPal account to his business PayPal account. He then attempted, again, to transfer the funds to his - so he could access the money. But now is being denied access


PayPal has his business account frozen. Note that the only money in his business PayPal account is the $2000.00 I sent him. The only reason for setting up the business account was due to problems with his personal PayPal account. When I tried to submit a dispute via PayPal resolution center, they stated that I had to contact the seller directly for a refund. With his account frozen for administrative reasons only, no one can touch the money. My relative would be very happy to send the money back to me, if only PayPal would let him. I have proof of the transaction from me to him and PayPal 's response to my complaint. My relative is stuck without recourse, I am stuck without recourse, PayPal will not allow either one of us to access my original $2000.00. Furthermore, the PayPal information provided to my Uncle was in -, although he only speaks and reads -. His - is very minimal. Also, the PayPal account only provides a template for the American bank system of routing and account numbers. The - banking system is completely different. In the process of trying to do a good deed, my Uncle and I have created a mess that has $2000.00 stuck in a - scenario. For the record, I sent my relative a second transfer of funds directly from Bank to Bank without difficulty. The only issue is how do I now retrieve the original PayPal amount.

PayPal Holdings, Inc. customer in Washington
Mar 03, 2016

* Source: CFPB Complaint Database

PayPal Holdings, Inc. response to complaint:
Closed with explanation

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