Ditech Financial LLC Mortgage Complaint

VA mortgage Credit decision / Underwriting

Ditech Financial LLC Mortgage department,

VA mortgage Credit decision / Underwriting North Carolina

I experienced a foreclosure. The loan that I took out in - foreclosed in -/-/-. - was the highest bidder and purchased the home for the price of $200000.00. The Deed of Trust that was foreclosed on was only for $170000.00. Fannie Mae actually made money on this transaction as the - mortgage had been cancelled. There was no deficiency that they could come back and charge me for. A new homeowner has been living in the house and paying taxes since -/-/-. I applied for VA loan for a new home recently and discovered that Ditech Mortgage is reporting on my credit report and to - that I still owe them over $160000.00 for the remaining balance of the loan. They have been paid in full and want to collect from me and are blocking the purchase of my new home. I have lost $750.00 in due diligence money that I gave in good faith and $370.00 for the inspection fee and $500.00 for the appraisal. All because they have not removed a foreclosure from their books. I am a - Veteran and this entire experience has been beyond discouraging. I feel confident that these types of practices is why the Consumer Financial Protection Bureau was set up.

Ditech Financial LLC customer in North Carolina
Mar 01, 2016

* Source: CFPB Complaint Database

Ditech Financial LLC response to complaint:
Closed with explanation

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Contact Ditech Financial LLC

https://www.ditech.com/
800-700-9212
https://www.ditech.com/contact-us/home-loan-specia
1100 Virginia Drive Suite 100A
Fort Washington PA 19034
Ditech Financial LLC
Ditech Financial LLC

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