Santander Consumer USA Holdings Inc Consumer Loan Complaint

Santander Consumer USA Holdings Inc Consumer Loan department,

Vehicle loan Taking out the loan or lease New York

I bought a - Dodge Journey from - - - in -. The dealer charged me - dollars for the car with 29.95 % interest which means - dollars for 72 months in terms. The monthly payment was - dollars .When I found out in the market the real value of this SUV was - dollars, I called them to let them know the contract was overpriced.They told me the federal regulations allowed me to bring the car back after 48 hours.After two months I could n't afford to make a payment, they took the car and sent my name to the credit agencies.Few months after they called me and made an arrangement for a settlement. The settlement was - dollars to pay off. I did pay that - dollars but I still have negative items on my credit report.