Coastal Financial Solutions, LLC Debt Collection Complaint

Payday loan False statements or representation indicated committed crime not paying

Coastal Financial Solutions, LLC Debt collection department,

Payday loan False statements or representation Indicated committed crime not paying Illinois

The debt collector contacted Me via Cell Phone - -. At this time she told me I had a Debt of $ - and needed to resolve this before she sent me to jail for writing a false check. Understanding that I do owe the debt, we worked out a payment arrangement. After a 30 minute discussion about my bills and what I could afford, she came up with a schedule, and amount of payments to be made ( Monthly Payments, - at $60.00 Each and - for $25.00 Each totaling $220.00 payments for 6 months ) and she would eliminate the debt completely. After satisfying all payments, The last of which was in -, I assumed the debt was settled. She then started calling me -/-/- saying we need to set up a payment agreement to finish of the rest of the loan amount, and that we had never agreed to what i had already paid. After multiple harrassing phone calls in the very early morning and late evening, I called and left a voicemail. I told her specifically that i could not afford to continue paying anymore and that I could afford to pay off whatever we could


the account from her a week ago, that he had taken it to their attorney 's office, Issued a warrant for my arrest, and i was to be served with papers the following business day. I Immediately received a frantic call at work from my wife telling me what was happening, and called her back. This time her story changed. They had n't Issued a warrant yet, and she could stop the process if i set up a payment agreement. So i set up a payment agreement, and intent to fulfill it. She asked me the payment dates, and i gave her specific instructions to deduct our agreed - $100.00 payments on -/-/- and -/-/-. After our conversation she said she would send me an email containing the payments, and that if i did not complete it asap, the warrant would still be issued and i would be arrested. The form she sent me has different dates on it Payment # 1 -/-/- for $100.00 & Payment # 2 -/-/- $100.00. This is not our agreement and i can not afford to be jailed for a $600.00 check i never wrote! Any help would be appreciated.

Coastal Financial Solutions, LLC customer in Illinois
Jan 14, 2016

* Source: CFPB Complaint Database

Coastal Financial Solutions, LLC response to complaint:
Closed with explanation

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