American Credit Acceptance, LLC Consumer Loan Complaint

American Credit Acceptance, LLC Consumer Loan department,

Vehicle loan Managing the loan or lease Maryland

American Credit Acceptance repossessed vehicle -/-/- ; loan was current. Video recording of automated system. Demanded repo fees and late fees w/o 10 day discretionary notice ( informed them they were not entitled ). Made fraudulent entries in account payment history to reverse repo fees ( demanded monies be returned to me ). Recovery agent demanded add'l $370.00 to release vehicle. - - - - - packed purchase price of loan & added $1500.00 cash down payment to purchase price of vehicle. Credit report indicates " pays as agreed '' ; another agency has a 60 day delinquent entry ( 2 months prior entry states payment on time ) next month reported 30 days delinquent. Simple Interest Loan ; several payments of $280.00 applied $20.00 to principal or $0.00 to principal. As of - - total payments $ -/Interest posted $ -/Principal posted $1100.00.