Citibank Debt Collection Complaint

Credit card Cont'd attempts collect debt not owed debt resulted from identity theft

Citibank Debt collection department,

Credit card Cont'd attempts collect debt not owed Debt resulted from identity theft Maryland

My Macy 's credit card was stolen on - -. Fraudulent charges were made on - -. I did not know my card was stolen until - - when Macy 's attempted to take an automatic payment from my bank account. I immediately called and reported the card stolen and asked for the paperwork for a fraud claim. I called back in the beginning of - ( two weeks later ) to ask why I had not received the paperwork. Macy 's informed me that they did not cancel my card or list that it was stolen. I have received a statement each month since - listing the fraudulent charges as being past due, including late penalty charges. In -, I received a call from a collections agency. When I contacted Macy 's they informed me that their computer systems canceled my fraud claim some time in -, but that they had re-opened it. The representative said that they would email the agency to cancel the calls. The I received another collections call on - -. When I called Macy 's they told me that the investigation had not been started, but that it would be " moved up '' in the list and would be resolved within 60 days. They also informed me that each month I was not paying the charges would be a negative hit to my credit score. They told me that they would email, again, the collections agency to ask for the calls to stop. I called again on - -, to confirm that the case would be resolved by - - and to get an update on the case. The representative confirmed that the case would be resolved by - -, but stated that no investigation had been started.. Today - - - ) I received another call from a collections agency. When I spoke to the representative, they again told me they would email the company, but that nothing had been done to resolve my account. I still receive a statement each month listing finance charges for late fees for the stolen funds.

Citibank customer in Maryland
Dec 14, 2015

* Source: CFPB Complaint Database

Citibank response to complaint:
Closed with monetary relief

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http://online.citibank.com/
800-870-1073
701 E 60th St N
Sioux Falls ND 57104
Citibank
Citibank

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