PayPal Bank Account Or Service Complaint

PayPal Bank account or service department,

Other bank product/service Using a debit or ATM card Connecticut

Paypal Credit charged me $6.00 in 2014 and I just got a letter from a collection agency for a bill of $61.00. I had never applied for Pay pal credit. I called Paypal and they could not even provide me with the information that I did use the service. They said I probably hit the wrong button by mistake.