JPMorgan Chase Credit Card Complaint

JPMorgan Chase Credit card department,

Credit card protection / Debt protection New York

In -/-/-, Chase Bank claims I allegedly defaulted on debts on - separate accounts. In -/-/-, they attempted to sue me. Having never been served with papers, Chase moved forward with the court date. Having no knowledge of the court date, I was in default judgment. Once I received a copy of my credit report, I noticed a judgment on my credit report. When appearing in court, I researched the initial filing by Chase bank as they sued me in lump sum of all - accounts. The case was discontinued in -/-/- by Chase and subsequently thrown out by the judge. In -/-/-, I received - form - 's for - of - accounts. According to my accountant, I had to claim it as income earned and paid taxes on it. After sending multiple dispute letters to the credit bureaus, Chase eventually adjusted the balance to $0.00 with the bureaus. After filing another round of disputes, Chase placed the original balance BACK on the credit report. They refuse to take it off, and claim the money is still owed however have no proof of how I owe the money and if I would like to voluntarily pay the balances ( after filing the - ) they would remove the debt from the credit reports. When the account was at $0.00 my fico score was above -. Once they updated it again as bad debt, my credit score slumped to low - 's. Banks are refusing to underwrite a loan because of them. PLEASE HELP!