Credit card Disclosure verification of debt not given enough info to verify debt
Webcollex, LLC Debt collection department,
Credit card Disclosure verification of debt Not given enough info to verify debt Maryland
I was contacted by CKS and they were attempting to collect a debt from - -. A company with a history of using illegal practices to take advantage of consumers. I explained that I do not owe this debt and the account was paid in full as part of a debt consolidation. They are reporting this debt with a false original creditor. I have attempted do dispute this and they will not put up the correct original creditor. I only assume because they know - - was sued by the CFPB and want to use deceiving tactics to not allow me to dispute the information on my report correctly. Upon research I found that - - was ordered to pay all effected consumers of the illegal practice by direct payment or account credit including credit to collection accounts. If I have a valid debt CKS would have applied this credit to my account. They basically did n't acknowledge my dispute and they continue to report this on my credit report as an original loan from " - - - '' this is not even a real company I have researched and - - - said they are not the same - - and they habve no affiliation with CKS Financial for debt collection. CKS seems to be wanting to tarnish my credit by keeping this on my report as a different lender.I do believe - - is not allowed to effect consumers reports do to the illegal practices. I only asked that they give me more detail in order for me to pay this debt CKS will not give me anything validating this debt and they told me that they did not and do not have to pay for detailed account information in order to attempt to collect on the debt. Basically I am a name on a list with social and and contact info. They also said my account number was changed from a - to - which is the reason I do now have records of it.
Webcollex, LLC customer in Maryland
Nov 05, 2015
* Source: CFPB Complaint Database
Webcollex, LLC response to complaint:
Closed with explanation
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