Conventional adjustable mortgage (ARM) Loan modification,collection,foreclosure
Quality Loan Service Corporation Mortgage department,
Conventional adjustable mortgage (ARM) Loan modification,collection,foreclosure California
This is my fourth complaint, in this same matter : Received today, my first and only notice from the County of - Recorder, that a Notice of Default has been recorded against my property, document # - dated -/-/-. Notice states that filing was done electronically. Document has the signature of -, Assistant Secretary of Quality Loan Service Corp., Trustee. Document confirms that the loan date was -/-/-. As I stated before in a prior complaint, Quality Loan Service in its -/-/- Debt Validation Norice letter, stated : '' The current creditor to whom the debt/loan is owed is : - - -, -. . As Instated before in a prior complaint, the - - website states that the owner of my loan is - -. Quality Loan Service made a material false statement in its Debt Validation Notice letter. This is serious. - - owns my loan and is my lender. As I stated in a prior complaint, California requires for loans made between -/-/- and -/-/- on - to - Unit Owner Occupied Properties, that the lender as required by Cal. Civ. Ciode sec. 2923.5 ( a ) contact the borrower by phone or in person to assess
of Default. Furthermore, the copy of the Notice of Default sent to me by the County of - Recorder ( - pages ) does NOT have any declaration by the lender ( - - ) that it contacted me to explore options to avoid foreclosure. This declaration is required by Cal. Civ. Code sec. 2923.5 ( b ). Contact has to be by phone or in person, per Cal. Civ. Code sec. 2923.5 ( a ). - - is the owner of my loan, the lender. - - is only the servicer. Declaration has to be by the lender, per Statute. A declaration by the loan servicer of contact attempts does NOT comply with the Statute.
Quality Loan Service Corporation customer in California
Nov 03, 2015
* Source: CFPB Complaint Database
Quality Loan Service Corporation response to complaint:
Closed with explanation
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