Regions Bank Account Or Service Complaint

Checking account Problems caused by my funds being low

Regions Bank account or service department,

Checking account Problems caused by my funds being low Tennessee

I have a text alert set up on my checking account to alert me when my account goes below $5000.00. On -/-/2015 my checking account balance dropped below $5000.00. I was not notified via text until the morning of -/-/2015. In the interim I had - items clear my account which caused - overdraft fees of $100.00. Had the alert worked properly, I would have moved funds to this account and avoided the fee. After spending - minutes on the phone with Regions Bank representatives, I was only refunded $18.00 of these fees and told that a supervisor would review refunding the remainder of the fees and call me. I did not receive a call back so I sent a secure message asking that the remainder of the fees be refunded since the Bank 's notification was - days after the actual occurrence of the balance dropping below $5000.00. Regions responded that it essentially was not their problem that caused the overdraft as I should have better monitored my account ( which I attempted to do by setting up the text alert ) and that the alert may or may not work.

Regions customer in Tennessee
Oct 15, 2015

* Source: CFPB Complaint Database

Regions response to complaint:
Closed with monetary relief

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