TD Bank Bank Account Or Service Complaint

TD Bank Bank account or service department,

Checking account Problems caused by my funds being low Florida

I would like to know if a bank has the authority to rearrange transactions in the consumer 's checking account after the funds is cleared in account? Or should the bank provide the consumer with correct, online, account information on all transactions made to the consumer 's account including pending fees?. What is the Consumer Finance doing to stop these banks from charging the helpless consumers from these excessive and unjust fees?